The object of baccarat is to predict if the player or the Banker’s hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and Aces count as one. The hand with the highest point value wins. 
The highest total any baccarat hand can have is 9. A two-card total of nine cannot lose. If both the player and banker are dealt identical hands, it’s a standoff and neither the banker nor the player hand wins.
The Player and the Banker are each dealt a two-card hand, also a third card is dealt to the player or the banker.
Ace – One point
Face cards and tens – zero point
All other cards carry the point value stated on the card.
